MCC 5964 refers to businesses engaged in direct marketing activities through catalogs, allowing consumers to place orders for products directly.
High Risk; Restricted
This MCC is considered high-risk due to the nature of direct marketing through catalogs, which can be prone to fraud and chargebacks. Merchants operating under this MCC may face additional scrutiny and may be required to register with the card network. Special operational rules may apply, and some card issuers may impose restrictions or higher fees for transactions under this MCC.
Interchange Fee
Interchange fees for MCC 5964 typically range from 1.5% to 2.7%, depending on the card issuer and the agreement terms with merchants.
Cashback Rewards
Cashback rates for transactions under MCC 5964 can vary, often ranging between 1% to 2% based on specific card programs and promotions.
Rules and Restrictions
There are no special rules or restrictions imposed by p