MCC 5815 refers to transactions involving the sale and distribution of digital goods including media, books, movies, and music available for download.
Interchange Fee
Interchange fees for MCC 5815 transactions typically range from 1.5% to 3.0%, based on the card type and network. Higher rates may apply for credit cards compared to debit cards.
Cashback Rewards
Cashback rewards on purchases in this category often range from 1% to 3%, depending on card issuer rewards programs for online or digital content spending.
Rules and Restrictions
There are no special rules or restrictions imposed by payment processors for transactions under this MCC.
Tax Reporting
Purchases of digital goods under MCC 5815 may be subject to state and local sales taxes, depending on the buyer's location. No unique IRS federal tax is specifically applied for digital goods purchases.