MCC 5261 refers to businesses primarily selling plants, garden supplies, and landscaping materials, catering to retail and commercial customers.
Interchange Fee
Interchange fees for this category typically range from 1.4% to 3.1% depending on the type of card (credit, debit, or commercial) and contractual arrangements with payment processors and card networks.
Cashback Rewards
Cardholders may receive between 1% and 5% cashback on transactions depending on their card issuer’s rewards structure, promotions for home and garden categories, and card type.
Rules and Restrictions
There are no special rules or restrictions set forth by payment processors for transactions categorized under MCC 5261. Standard transaction protocols and regulations apply.
Tax Reporting
The IRS may impose tax liabilities for purchases under MCC 5261 if they pertain to business-related or large-scale landscaping projects that are eligible for tax deductions or other reporting requirements.