MCC 5039 represents transactions involving construction materials not classified under other specific categories, covering a wide range of supplies used in construction projects.
Interchange Fee
Interchange fees for transactions under MCC 5039 typically range from 1.5% to 3.2% depending on the card issuer, network, and transaction details.
Cashback Rewards
Cashback on purchases categorized under MCC 5039 can vary by card issuer, with some offering up to 2% cashback for construction-related expenditures.
Rules and Restrictions
There are no special rules or restrictions imposed by payment processors specifically for MCC 5039. Standard transaction policies apply.
Tax Reporting
Purchases under MCC 5039 may be subject to tax reporting depending on the buyer's usage and classification. The IRS may require reporting if these purchases are deemed business expenses.