MCC 4789 is used for transportation services that do not fall under other specific categories. This classification includes miscellaneous transportation-related services that are not classified elsewhere.
Interchange Fee
Interchange fees for MCC 4789 transactions typically range from 1.5% to 3.0%, varying based on the nature of the transaction and the payment processor. Higher-risk transactions or specialized services may attract adjusted rates.
Cashback Rewards
Certain credit cards may provide cashback or rewards for transportation services, including those categorized under MCC 4789. The exact cashback or reward rates will depend on the specific credit card program, often aligning with travel or business expenses.
Rules and Restrictions
There are no special rules imposed by payment processors specifically for MCC 4789 transactions. Standard rules for card-present and card-absent transactions apply as outlined by card network policies.
Tax Reporting
In the United States, payments made under MCC 4789 are typically treated as transportation services. While service providers may have IRS reporting obligations, individual buyers are generally not taxed directly for these services.