MCC 4511 encompasses airlines and air carrier services not specifically classified elsewhere. This includes passenger flights, cargo transportation, and other air-based travel services.
High Risk
This MCC is considered high-risk for chargebacks and disputes due to the nature of airline transactions, which can involve large sums of money, frequent cancellations, and potential disagreements over service quality or schedule adherence. Customers may dispute charges if the airline service fails to meet expectations or contractual obligations. However, this MCC is not typically blocked by card issuers.
Interchange Fee
Interchange fees for MCC 4511 transactions typically range from 1.5% to 3.75%, depending on the payment processor and transaction value. High-value airline transactions may be subject to different fee structures to account for risk and transaction volume.
Cashback Rewards
Certain credit cards may offer travel rewards or cashback for purchases made with airlines. These rewards often align with travel-related categories, with specific offerings varying according to the card issuer's rewards program.
Rules and Restrictions
There are no special rules imposed by payment processors specifically for MCC 4511 transactions. Standard rules for card-present and card-absent transactions apply according to card network policies.
Tax Reporting
In the United States, payments made under MCC 4511 for airline services are generally treated as travel expenses. Depending on transaction amounts and specific conditions, certain reporting obligations may apply, but buyers are generally not directly taxed.