Xapo Bank Visa / Mastercard USD

Xapo Bank Visa / Mastercard USD card
Visa / Mastercard USD Physical
Visit provider Report Data Issue
Xapo Bank
At a glance
Updated 2026-06-10
Order price Not listed
Monthly fee Not listed
Monthly spend Not listed
KYC checks Listed
Network
Visa / Mastercard mark Visa / Mastercard
Wallets
Contactless
Supported assets
BTCUSDCUSDT
Verification status: Active in source data Confidence: Medium Last checked: 2026-07-22
What this means

Missing KYC, fee, country, or restriction fields mean the provider has not listed them in the dataset, not that the requirement is confirmed absent.

Custody and risk signals Listed fields only
Funding and custody Listed

Card funding, Wire transfer, SEPA transfer, ACH transfer. Custody model, funds held before spend, balance safeguarding or insurance, and whether crypto converts at load or spend are not verified in current modeled fields.

Issuer and terms Terms link listed

Xapo Bank Limited / Issuer website Cardholder agreement listed

Controls and verification Controls listed

Manual freeze/block not listed, Contactless listed. KYC: government ID, address verification.

Limits and MCC risk No listed restrictions

Balance/spend limits not listed; load limits not listed. No MCC restrictions are listed. This is not an approval guarantee.

Missing risk fields mean CryptoCardsList has not modeled or sourced them yet, not that the card is safer, insured, non-custodial, or guaranteed to work.

Provider Trustpilot
Not listed
Review count not listed
Profile not listed
Issuer Trustpilot
Not listed
Review count not listed
Profile not listed
Available in
Spend coverage
Full card data Fees, limits, features, restrictions, and sources Expand

Data states: unlisted fields are not confirmed absent.

Listed yes Listed no/no fee Not listed Unknown
Service Xapo Bank
Loyalty tier Not listed
Card type Physical
Network Visa / Mastercard
Currency USD
Order price Not listed
Virtual card cost Not listed
Physical card cost Not listed
Replacement cost $25.00
Shipping notes Not listed
Load fee Not listed
Maintenance fee Not listed
FX fee Not listed
International FX fee Not listed
ATM withdrawal fee 2%
International ATM withdrawal fee Not listed
Single spend limit Not listed
Daily spend limit Not listed
Monthly spend limit Not listed
Yearly spend limit Not listed
Single ATM withdrawal limit Not listed
Daily ATM withdrawal limit Not listed
Monthly ATM withdrawal limit Not listed
Monthly no-fee ATM withdrawal limit Not listed
Max balance Not listed
Funding methods Card funding, Wire transfer, SEPA transfer, ACH transfer
Mobile wallets Not listed
3D Secure No
AVS No
Manual freeze/block No
Contactless Yes
KYC requirements government ID, address verification
Supported coins BTC, USDC, USDT
Rewards Not listed
Trustpilot score Not listed
Trustpilot reviews Review count not listed
Issuer Xapo Bank Limited
Issuer Trustpilot score Not listed
Issuer Trustpilot reviews Review count not listed
Daily load limit Not listed
Monthly load limit Not listed
Yearly load limit Not listed
Daily load count Not listed
Monthly load count Not listed
Yearly load count Not listed
Restricted MCCs No restricted MCCs listed
Rewards-restricted MCCs No rewards-restricted MCCs listed
External references Visit card website / Xapo Bank Limited / Cardholder agreement
External link safety Official/provider website: xapobank.com. Provider website buttons open in a new tab and use conservative nofollow sponsored noopener noreferrer link metadata. Documentation, issuer, review, and source links are labeled separately.
Custody and risk signals Funding methods: Card funding, Wire transfer, SEPA transfer, ACH transfer; Issuer: Xapo Bank Limited; Cardholder agreement: Listed; MCC restrictions: 0 blocked/restricted, 0 rewards-restricted; Custody model and conversion timing: Not verified in modeled fields
Record-level source links xapobank.com / xapobank.com / x.com / legal.xapobank.com / legal.xapobank.com / +6 more
Field-level source links Availability status (2026-07-02) / Availability status (2026-07-02) / Card type (2026-07-02) / Card type (2026-07-02) / Network (2026-07-02) / Network (2026-07-02) / Network (2026-07-05) / Network (2026-07-05) / Issue countries (2026-07-02) / Currencies (2026-07-02) / +12 more
Last verified 2026-06-10