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Overview
Xapo Bank documents a premium metal debit card for members to spend USD or Bitcoin globally, with no hidden FX fees on international spending, ATM access in over 100 countries, and support for BTC, USDC, and USDT in the app. Network presentation references Visa and Mastercard, but exact card-network issuance should be reviewed.
Ratings & Review Sources
Provider Trustpilot
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No provider Trustpilot link listed.Issuer Trustpilot
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No issuer Trustpilot link listed.These rating profiles are stored with the card dataset. Live internet review sources are loaded on demand.
Open live review sourcesIssued to Countries
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Spend Countries
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Card Data
| Service | Xapo Bank |
|---|---|
| Loyalty tier | Not listed |
| Card type | Physical |
| Network | Visa |
| Currency | USD |
| Order price | Not listed |
| Virtual card cost | Not listed |
| Physical card cost | Not listed |
| Replacement cost | $25.00 |
| Shipping notes | Not listed |
| Load fee | Not listed |
| Maintenance fee | Not listed |
| FX fee | Not listed |
| International FX fee | Not listed |
| ATM withdrawal fee | 2% |
| International ATM withdrawal fee | Not listed |
| Single spend limit | Not listed |
| Daily spend limit | Not listed |
| Monthly spend limit | Not listed |
| Yearly spend limit | Not listed |
| Single ATM withdrawal limit | Not listed |
| Daily ATM withdrawal limit | Not listed |
| Monthly ATM withdrawal limit | Not listed |
| Monthly no-fee ATM withdrawal limit | Not listed |
| Max balance | Not listed |
| Funding methods | Card funding, Wire transfer, SEPA transfer, ACH transfer |
| Mobile wallets | Not listed |
| 3D Secure | No |
| AVS | No |
| Manual freeze/block | No |
| Contactless | Yes |
| KYC requirements | government ID, address verification |
| Supported coins | BTC, USDC, USDT |
| Rewards | Not listed |
| Trustpilot score | Not listed |
| Issuer | Xapo Bank Limited |
| Issuer Trustpilot score | Not listed |
| Daily load limit | Not listed |
| Monthly load limit | Not listed |
| Yearly load limit | Not listed |
| Daily load count | Not listed |
| Monthly load count | Not listed |
| Yearly load count | Not listed |
| Restricted MCCs | No restricted MCCs listed |
| Rewards-restricted MCCs | No rewards-restricted MCCs listed |
| External references | Visit card website / Xapo Bank Limited |
| Last verified | 2026-06-10 |