Fold Bitcoin Credit Card Visa USD Card Details

Fold Bitcoin Credit Card Visa USD card
Visa USD Physical and virtual
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Destination domain: foldapp.com

Crypto card links can be phishing targets. Verify the domain before entering personal details, payments, seed phrases, or wallet approvals.

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Overview

Official Fold credit-card page markets the Fold Bitcoin Credit Card as a Visa credit card for earning bitcoin rewards, but still uses waitlist and expanded-access language. Official terms say the card is issued by Celtic Bank, powered by Stripe, and operates on the Visa network; it may be issued in physical form or as a virtual card through the Fold app. Credit is subject to approval, applicants are subject to a credit check, and a Fold account is required. The cardholder agreement publishes purchase APR, late/returned-payment fees, no foreign transaction fee, and no balance-transfer/cash-advance eligibility; rewards terms publish base and conditional bitcoin rewards.

Verification status: Waitlist or prelaunch Confidence: Medium Last checked: 2026-07-02

Missing KYC, fee, country, or restriction fields mean the provider has not listed them in the dataset, not that the requirement is confirmed absent.

Data completeness: 76% 13/17 key areas listed

Important missing fields: Spend countries, Order/card fees, MCC restriction data, Review profile links

Source coverage: 4 record-level source links from foldapp.com.

Field provenance: 12 field-level source links listed.

Verify fees, KYC, country eligibility, and restrictions with provider documents before ordering.

Custody and risk signals Listed fields only
Funding and custody Not listed

Not listed. Custody model, funds held before spend, balance safeguarding or insurance, and whether crypto converts at load or spend are not verified in current modeled fields.

Issuer and terms Terms link listed

Celtic Bank Cardholder agreement listed

Controls and verification Controls listed

Manual freeze/block not listed. KYC: government ID, address verification.

Limits and MCC risk No listed restrictions

Balance/spend limits not listed; load limits not listed. No MCC restrictions are listed. This is not an approval guarantee.

Missing risk fields mean CryptoCardsList has not modeled or sourced them yet, not that the card is safer, insured, non-custodial, or guaranteed to work.

Ratings & Review Sources

Provider Trustpilot

Not listed

No provider Trustpilot link listed.

Issuer Trustpilot

Not listed

No issuer Trustpilot link listed.

These rating profiles are stored with the card dataset. Review-source searches open external sites directly.

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Issued to Countries
1 listed
Spend Countries
Not listed
Card Data

Data states: unlisted fields are not confirmed absent.

Listed yes Listed no/no fee Not listed Unknown
Service Fold Bitcoin Credit Card
Loyalty tier Not listed
Card type Physical and virtual
Network Visa
Currency USD
Order price Not listed
Virtual card cost Not listed
Physical card cost Not listed
Replacement cost Not listed
Shipping notes Not listed
Load fee Not listed
Maintenance fee No listed fee
FX fee No listed fee
International FX fee No listed fee
ATM withdrawal fee Not listed
International ATM withdrawal fee Not listed
Single spend limit Not listed
Daily spend limit Not listed
Monthly spend limit Not listed
Yearly spend limit Not listed
Single ATM withdrawal limit Not listed
Daily ATM withdrawal limit Not listed
Monthly ATM withdrawal limit Not listed
Monthly no-fee ATM withdrawal limit Not listed
Max balance Not listed
Funding methods Not listed
Mobile wallets Apple Pay, Google Pay
3D Secure No
AVS No
Manual freeze/block No
Contactless No
KYC requirements government ID, address verification
Supported coins BTC
Rewards 1.5% back in bitcoin on eligible net purchases; conditional boosted rewards up to 4% maximum potential rate under official rewards terms.
Trustpilot score Not listed
Issuer Celtic Bank
Issuer Trustpilot score Not listed
Daily load limit Not listed
Monthly load limit Not listed
Yearly load limit Not listed
Daily load count Not listed
Monthly load count Not listed
Yearly load count Not listed
Restricted MCCs No restricted MCCs listed
Rewards-restricted MCCs No rewards-restricted MCCs listed
External references Visit card website / Cardholder agreement
External link safety Official/provider website: foldapp.com. Provider website buttons open in a new tab and use conservative nofollow sponsored noopener noreferrer link metadata. Documentation, issuer, review, and source links are labeled separately.
Custody and risk signals Funding methods: Not listed; Issuer: Celtic Bank; Cardholder agreement: Listed; MCC restrictions: 0 blocked/restricted, 0 rewards-restricted; Custody model and conversion timing: Not verified in modeled fields
Data completeness 76% (13/17 key areas listed)
Record-level source links foldapp.com / foldapp.com / foldapp.com / foldapp.com
Field-level source links Availability status (2026-07-02) / Card type (2026-07-02) / Network (2026-07-02) / Issue countries (2026-07-02) / Currencies (2026-07-02) / Supported assets (2026-07-02) / Fees (2026-07-02) / Fees (2026-07-02) / Limits (2026-07-02) / Rewards (2026-07-02) / +2 more
Last verified 2026-07-02